Financial Counseling

In these tough economic times, many families are facing financial difficulties, with their credit card debt piling up, their income being pulled in all directions, and their future uncertain, with so many companies scaling back or closing down.  Be careful when you surf the web for financial consultants, as many companies offer to reduce your debt significantly by getting you to declare them your representative to negotiate with your creditors, ask you to pay them a set amount each month to cover all debts, then take a slice off the top for their own organization.  Although the prospect of having your debt reduced sounds attractive, the method in which many organizations do so may destroy the credit ratings of those who participate.  Is there a safe option to consider?  Absolutely.

New Spring Church is a great source online for non-denominational services.  New Spring uses Joe Sangl as the personal financial counselor for their congregation.  Having attended the two day seminar that Joe offers, we wholeheartedly recommend his web-based services as the connection you should consider for financial counseling.  On his site, you will find instruction and guidance that assists people in establishing budgets and planning for a debt-free future.  He offers a number of tools that can be downloaded, such as spreadsheets that are useful in preparing a budget, a home mortgage payoff tracking device, and much more.  There are so many articles, video clips, and other presentations to see on his site that you are sure to be blessed.  To visit his site, click on the image below or visit http://www.josephsangl.com